There are many different types, to meet all types of financial background: mortgage loan tracking products, in order to let mortgage, CCJ mortgage loans, current account mortgages and more. The key is finding the right mortgage for you to fully understand your financial situation and what type is a simple buyer assumes the seller's existing mortgage loans. In most cases, the buyer of any interest in the property to pay the seller in cash, then took over the original mortgage, so that the original payment amount in the original rate. For many people, this is an attractive transaction can save you thousands. However, people tend to condemn such practices in the banking industry, because it makes the seller and the buyer's lender in a very dangerous position, and almost all the benefits of the general harvest a bit of responsibility. , You can be honest with yourself, and also can not afford. Once you solve the load amount of mortgage products to find the most suitable for your needs. In the blink of an eye, your mortgage interest rate may rise or fall depending on the mortgage you choose and the country's financial markets, therefore, you need to make sure you can ride the storm of financial things deteriorate.